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Alma, flexible and guaranteed payment in instalments

Founded in 2018, Alma is the French leader in multi-installment and deferred payment solutions. With an omnichannel approach, the company is present in 10 European countries and supports more than 17,000 small and large merchants. In short, Alma is :

A 100% digital solution
Full payment guaranteed for the merchant
A rating of 4.8/5 on Trustpilot

Main features

A unique approach to sustainable BNPL (Buy Now Pay Later)
No late fees, no forced account creation, no monetization of your customer data.
A performance-based model - 94% average acceptance rate
A unique payment experience coupled with a proprietary algorithm and self-learning scoring AI.
The best omnichannel experience
An intuitive, seamless payment process that's as fast as cash on your e-commerce site, in-store and remotely.
A solution favoured by consumers
High satisfaction score 4.8%/5 on Trustpilot, post-purchase experience promoting autonomy, positive approach to collection, responsive and available support.